Understanding Routing Numbers

Understanding Routing Numbers

Bank routing numbers play a crucial role in the financial system of the United States. These nine-digit codes are used to identify financial institutions and facilitate various types of transactions, such as Fedwire funds transfers and ACH (Automated Clearing House) direct deposits. One such routing number is 125109019, associated with Coastal Community Bank in Everett, WA . In this article, we will explore the significance of routing number 125109019, its applications, and how it is used in the banking system.

– Understanding Routing Numbers

Routing numbers are unique identifiers assigned to financial institutions by the American Bankers Association (ABA). Each routing number corresponds to a specific bank or credit union and is used to process various types of electronic transactions. These numbers are essential for ensuring the smooth flow of funds between different financial institutions.

– Coastal Community Bank and Routing Number 125109019

Coastal Community Bank, based in Everett, WA, is associated with routing number 125109019 . This routing number allows the bank to process electronic transactions efficiently, including Fedwire funds transfers and ACH direct deposits. It serves as a vital link between Coastal Community Bank and other financial institutions, enabling seamless money transfers for their customers.

 Applications of Routing Number 125109019

Routing number 125109019 is primarily used for two types of transactions: Fedwire funds transfers and ACH direct deposits. Fedwire funds transfers are real-time electronic payments that allow individuals and businesses to send and receive large sums of money quickly and securely. ACH direct deposits, on the other hand, are commonly used for payroll deposits, tax refunds, and other recurring payments .

Sending Payments Using Routing Number 125109019

To send an ACH payment using routing number 125109019, you need to follow a few simple steps. First, ensure that you have the necessary funds in your account. Then, initiate the payment through your banking platform or financial service provider, providing the recipient’s bank account number and routing number. The ACH system will then process the payment and transfer the funds to the recipient’s account .

If you need to send a wire payment, the process is slightly different. You will need to provide the recipient’s bank account number, routing number (125109019 for Coastal Community Bank), and other relevant details. Wire transfers are typically used for urgent or international payments, and they often involve additional fees compared to ACH transfers.


Routing number 125109019 is an essential identifier for Coastal Community Bank in Everett, WA. It enables the bank to process various electronic transactions, including Fedwire funds transfers and ACH direct deposits. Understanding how routing numbers work and their applications can help individuals and businesses navigate the financial system more effectively. Whether you need to send or receive payments, knowing your routing number is crucial for smooth and secure transactions.


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